Discover Student Cash Back Credit Card Review

If you're a student in need of a credit card, the Discover Student Cash Back Credit Card might be worth considering. Not only does it offer a range of perks, but it also provides cash back rewards on purchases, making it a valuable asset to your wallet. In this review, we'll take a closer look at the card's features, benefits, fees, and drawbacks.

Overview of Discover Student Cash Back Credit Card

The Discover Student Cash Back Credit Card is specifically designed for students who are looking for a simple and convenient way to build credit while earning rewards. It offers 5% cash back on rotating categories each quarter, up to $1,500 in combined purchases. Additionally, cardholders earn 1% cash back on all other purchases. One of the most significant perks of this card is the fact that Discover will match all the cash back earned at the end of your first year, making it a great incentive to use the card frequently.

Features and Benefits

The Discover Student Cash Back Credit Card offers a range of features and benefits that make it an attractive option for students. Here are some of the key advantages of using this card:

No Annual Fee: This card doesn't come with an annual fee, which is excellent news for students on a tight budget. You can use the card without worrying about extra charges.

Cash Back Rewards: You earn 5% cash back on rotating categories each quarter, up to $1,500 in combined purchases. Additionally, you earn 1% cash back on all other purchases. The cash back rewards are automatically credited to your account and can be redeemed for statement credit, direct deposit, or gift cards.

Bonus Cash Back: Discover matches all the cash back you earn at the end of your first year. This means that if you earn $100 in cash back during your first year, Discover will match it, giving you a total of $200.

Easy Approval: The Discover Student Cash Back Credit Card is relatively easy to obtain, as long as you have a decent credit score. Students with limited credit history are also eligible to apply.

Free FICO Score: Discover provides a free FICO score with every statement. This allows you to keep track of your credit score and monitor any changes.

Fraud Protection: Discover offers 24/7 fraud monitoring and alerts. If any suspicious activity is detected, Discover will notify you immediately and take steps to prevent fraud.

Fees and Drawbacks

While the Discover Student Cash Back Credit Card has many advantages, it's important to be aware of its fees and drawbacks. Here are some of the key considerations:

High APR: The APR for this card can be high, especially if you have a lower credit score. It's essential to pay your balance in full each month to avoid accruing interest charges.

Limited Acceptance: Discover isn't accepted as widely as other credit card companies, so you may encounter some merchants who don't accept the card.

Rotating Categories: The 5% cash back categories rotate each quarter, so you need to keep track of which categories are eligible. If you don't use the card for purchases in the current quarter's category, you won't earn the bonus cash back.

Foreign Transaction Fee: This card charges a foreign transaction fee of 0%, which is relatively high compared to other student credit cards.

Conclusion

The Discover Student Cash Back Credit Card is an excellent option for students who want to build credit and earn rewards. With no annual fee, 5% cash back on rotating categories each quarter, up to $1,500 in combined purchases, and a bonus cash back match at the end of your first year, this card has many benefits. However, it's essential to be aware of the card

How To Read Deleted Messages On WhatsApp, A Secret Guide

 

Don’t we just hate it when we receive a notification for a message only to find out that it’s been deleted by the send before we could have read it. One is left wondering what a deleted Whatsapp text actually said? The ‘Delete for Everyone’ feature was introduced in WhatsApp in the year 2017, which allowed the user to delete messages within 2 days of sending them.

While the ‘Delete for Everyone’ can be a boon in some situation, it can be a lifesaver when we send a wrong text but it gets frustrating when you are at the receiving end of the ‘deleted text’. Most of us are interested and curious about the messages that our friends send but deleted afterwards.

But can we read the deleted texts on WhatsApp? Well, the solution to see the deleted texts are very less but yes one can surely read the deleted texts on Whatsapp.

How to Read Deleted Texts On WhatsApp

How to read deleted WhatsApp Messages on Android?

If you are an android user, then you can just follow these simple steps and read the deleted texts. All you need to do is to check the notification history.

Here’s how you can read deleted WhatsApp messages by checking the notification history. Follow these steps:

– Go to your phone’s ‘Settings’.

– Scroll and tap on ‘Apps & Notifications’.

– Select ‘Notifications’.

– Tap on ‘Notification history’.

– Toggle the button next to ‘Use notification history’ to turn it on.

– Once the notification history is turned on, you will be able to see notifications of WhatsApp messages even if they are deleted.

Use third party app to read deleted WhatsApp messages

You can also use third-party data recovery apps available online to read the deleted texts on WhatsApp. One of the application that you can use to read deleted texts is “Get Deleted Messages”. You can follow these steps to read deleted texts on WhatsApp by using a 3rd party application:

– Download and install the ‘Get Deleted Messages’ application from the Google Play Store.

– Grant all the required permission, the application asks for.

– Whenever a message is deleted on WhatsApp, simply open the app to check the deleted message.

Notably, the application will ask for permission to run in the background. The application will ask to access notifications and storage.

Get Deleted Messages app

play.google

Use saved WhatsApp backup method to read deleted messages

An alternative method for retrieving erased WhatsApp messages is to periodically create backups of your data and restore messages from a previous backup on your mobile. This involves navigating to WhatsApp Settings, then Chats, followed by Chat Backup, and selecting a previous backup that contains the deleted messages. However, this method can be a hassle as it requires deleting the app and logging in again to run the backup.

farar//Ramzi Sughri, Ch Koki, Jatti, & Mai Sabiran,Bhotna, New Funny Video

Roman Reigns: Bio

 Roman Reigns: Bio

For some, one versus all sounds like an unwinnable contest, a hellish punishment or a never-ending nightmare. For Roman Reigns, it was just another day at the office. Or in the case of The Big Dog, another day at the "Head of the Table."

The agile, imposing juggernaut has been told his entire life that he cannot accomplish his goals. And since day one of his arrival in WWE, he has proven his naysayers wrong in the language of broken bodies and shattered Superstars who thought they had his number. Whether it was finishing opposing teams off as the enforcer of The Shield or steadily grinding his way toward the WWE Championship as a solo competitor, Reigns has made a lasting impression on anyone who’s come into contact with him.

On his own, The Big Dog has never turned away from a challenge and has proved himself time and time again, battling everyone from Brock Lesnar to John Cena to a WrestleMania showdown with The Undertaker that brought the legendary Deadman his second loss at The Showcase of the Immortals.

At SummerSlam 2018, Reigns finally vanquished his greatest rival when he defeated Brock Lesnar to win the Universal Title. He then set out to be what he had always been, a fighting champion. That all changed on the Oct. 22 edition of Monday Night Raw, when Reigns announced that the leukemia that he had lived with for 11 years had returned. Because of this, he relinquished the Universal Title and returned home to fight it. Thankfully, Reigns' battle was a successful one, and he returned to Raw with renewed focus, The Big Dog battled Drew McIntyre at WrestleMania 35 and defeated The Scottish Psychopath, proving that he was as powerful as ever.

However, after missed several months in 2020, The Big Dog made a startling return after "The Fiend" Bray Wyatt defeated Braun Strowman for the Universal Championship at SummerSlam, ruthlessly attacking both men in a moment that no one saw coming.  From there, Reigns enlisted the assistance of Paul Heyman as his special counsel, recaptured the Universal Title, subjected his cousin Jey Uso and became firmly entrenched as the face of Friday Night SmackDown. His status as SmackDown's franchise player was solidified when he selected first overall in the 2021 WWE Draft.

With his family by his side, Reigns formed The Bloodline, consisting of himself, his cousins The Usos and Solo Sikoa and his Special Counsel Paul Heyman. Since The Bloodline have formed, they have run roughshod all over WWE, with Reigns becoming the longest reigning Universal Champion and also capturing the WWE Championship in "The Biggest WrestleMania Match in history" by defeating WWE Champion Brock Lesnar at WrestleMania 38. With Sami Zayn joining The Bloodline as an "Honorary Uce", The Bloodline is stronger than ever.

Roman Reigns calls himself “The Head of the Table” who provides for all and puts food on the table, and he refuses to accept anything less than complete respect from any Superstars that come in his “Island of Relevancy.” And he has shown time and time again that those who show him or his family disrespect will pay a very painful price.

The WWE Championship is widely recognized as the most historic championship in WWE.

Dating back to 1963, the WWE Championship was first awarded to Buddy Rogers after he defeated Antonino Rocca in the finals of a tournament in April. Since that time, the biggest names in the business have held the title, including Bruno Sammartino, Andre the Giant, Bret Hart, The Rock and "Stone Cold" Steve Austin.

Jack Nicholson - Biography

 Jack Nicholson is a retired American actor, filmmaker, and producer, who is regarded as one of the greatest actors in film history. He was born on April 22, 1937, in Neptune City, New Jersey. Nicholson began his acting career in the 1950s, appearing in low-budget films and television shows.

Jack Nicholson - Biography

In the 1960s, Nicholson gained recognition for his performances in films such as "Easy Rider," "Five Easy Pieces," and "Carnal Knowledge." He continued to work in the film industry throughout the following decades, earning numerous awards and accolades for his performances, including three Academy Awards for Best Actor and twelve Academy Award nominations in total.

Some of his other notable films include "One Flew Over the Cuckoo's Nest," "Chinatown," "The Shining," "Terms of Endearment," "As Good as It Gets," and "The Departed." Nicholson has also directed several films, including "Drive, He Said," "Goin' South," and "The Two Jakes."

Despite being retired from acting, Nicholson remains a prominent figure in Hollywood and continues to be widely regarded as one of the most talented and iconic actors in film history.

 Editorial Note: We earn a commission from partner links on Forbes Advisor. Commissions do not affect our editors' opinions or evaluations.

From Bitcoin and Ethereum to Dogecoin and Tether, there are thousands of different cryptocurrencies, making it overwhelming when you’re first getting started in the world of crypto. To help you get your bearings, these are the top 10 cryptocurrencies based on their market capitalization or the total value of all the coins currently in circulation.

What Are Cryptocurrencies?

A cryptocurrency is a digital asset that can circulate without the centralized authority of a bank or government. To date, there are 23,345 cryptocurrency projects out there that represent the entire $1 trillion crypto market.1. Bitcoin (BTC)

Market cap: $575.9 billion

Created in 2009 by Satoshi Nakamoto, Bitcoin (BTC) is the original cryptocurrency. As with most cryptocurrencies, BTC runs on a blockchain, or a ledger logging transactions distributed across a network of thousands of computers. Because additions to the distributed ledgers must be verified by solving a cryptographic puzzle, a process called proof of work, Bitcoin is kept secure and safe from fraudsters.

Bitcoin’s price has skyrocketed as it’s become a household name. In May 2016, you could buy one Bitcoin for about $500. As of Apr. 12, 2023, a single Bitcoin’s price was around $29,770. That’s a growth of 5,854%.

Related: How To Buy Bitcoin

2. Ethereum (ETH)

Market cap: $229.5 billion

Both a cryptocurrency and a blockchain platform, Ethereum is a favorite of program developers because of its potential applications, like so-called smart contracts that automatically execute when conditions are met and non-fungible tokens (NFTs).

Ethereum has also experienced tremendous growth. From April 2016 to the end of April 2023, its price went from about $11 to around $1,906, increasing 17,224%.

Related: How To Buy Ethereum

3. Tether (USDT)

• Market cap: $80.5 billion

Unlike some other forms of cryptocurrency, Tether (USDT) is a stablecoin, meaning it’s backed by fiat currencies like U.S. dollars and the Euro and hypothetically keeps a value equal to one of those denominations. In theory, this means Tether’s value is supposed to be more consistent than other cryptocurrencies, and it’s favored by investors who are wary of the extreme volatility of other coins.

4. Binance Coin (BNB)

• Market cap: $50.5 billion

Binance Coin (BNB) is a form of cryptocurrency that you can use to trade and pay fees on Binance, one of the largest crypto exchanges in the world. Since its launch in 2017, Binance Coin has expanded past merely facilitating trades on Binance’s exchange platform. Now, it can be used for trading, payment processing or even booking travel arrangements. It can also be traded or exchanged for other forms of cryptocurrency, such as Ethereum or Bitcoin.

BNB’s price in 2017 was just $0.10. By late April 2023, its price had risen to around $320, a gain of 319,672%.

Related: How To Buy Cryptocurrency

5. U.S. Dollar Coin (USDC)

• Market cap: $32.4 billion

Like Tether, USD Coin (USDC) is a stablecoin, meaning it’s backed by U.S. dollars and aims for a 1 USD to 1 USDC ratio. USDC is powered by Ethereum, and you can use USD Coin to complete global transactions.

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Top 10 Cryptocurrencies Of 2023

Kat Tretina

Contributor

Michael Adams

Editor

Fact Checked

Updated: Apr 12, 2023, 11:51am

Editorial Note: We earn a commission from partner links on Forbes Advisor. Commissions do not affect our editors' opinions or evaluations.

Getty

From Bitcoin and Ethereum to Dogecoin and Tether, there are thousands of different cryptocurrencies, making it overwhelming when you’re first getting started in the world of crypto. To help you get your bearings, these are the top 10 cryptocurrencies based on their market capitalization or the total value of all the coins currently in circulation.

What Are Cryptocurrencies?

A cryptocurrency is a digital asset that can circulate without the centralized authority of a bank or government. To date, there are 23,345 cryptocurrency projects out there that represent the entire $1 trillion crypto market.

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1. Bitcoin (BTC)

• Market cap: $575.9 billion

Created in 2009 by Satoshi Nakamoto, Bitcoin (BTC) is the original cryptocurrency. As with most cryptocurrencies, BTC runs on a blockchain, or a ledger logging transactions distributed across a network of thousands of computers. Because additions to the distributed ledgers must be verified by solving a cryptographic puzzle, a process called proof of work, Bitcoin is kept secure and safe from fraudsters.

Bitcoin’s price has skyrocketed as it’s become a household name. In May 2016, you could buy one Bitcoin for about $500. As of Apr. 12, 2023, a single Bitcoin’s price was around $29,770. That’s a growth of 5,854%.

Related: How To Buy Bitcoin

2. Ethereum (ETH)

• Market cap: $229.5 billion

Both a cryptocurrency and a blockchain platform, Ethereum is a favorite of program developers because of its potential applications, like so-called smart contracts that automatically execute when conditions are met and non-fungible tokens (NFTs).

Ethereum has also experienced tremendous growth. From April 2016 to the end of April 2023, its price went from about $11 to around $1,906, increasing 17,224%.

Related: How To Buy Ethereum

3. Tether (USDT)

• Market cap: $80.5 billion

Unlike some other forms of cryptocurrency, Tether (USDT) is a stablecoin, meaning it’s backed by fiat currencies like U.S. dollars and the Euro and hypothetically keeps a value equal to one of those denominations. In theory, this means Tether’s value is supposed to be more consistent than other cryptocurrencies, and it’s favored by investors who are wary of the extreme volatility of other coins.

4. Binance Coin (BNB)

• Market cap: $50.5 billion

Binance Coin (BNB) is a form of cryptocurrency that you can use to trade and pay fees on Binance, one of the largest crypto exchanges in the world. Since its launch in 2017, Binance Coin has expanded past merely facilitating trades on Binance’s exchange platform. Now, it can be used for trading, payment processing or even booking travel arrangements. It can also be traded or exchanged for other forms of cryptocurrency, such as Ethereum or Bitcoin.

BNB’s price in 2017 was just $0.10. By late April 2023, its price had risen to around $320, a gain of 319,672%.

Related: How To Buy Cryptocurrency

5. U.S. Dollar Coin (USDC)

• Market cap: $32.4 billion

Like Tether, USD Coin (USDC) is a stablecoin, meaning it’s backed by U.S. dollars and aims for a 1 USD to 1 USDC ratio. USDC is powered by Ethereum, and you can use USD Coin to complete global transactions.

6. XRP (XRP)

• Market cap: $26.0 billion

Created by some of the same founders as Ripple, a digital technology and payment processing company, XRP can be used on that network to facilitate exchanges of different currency types, including fiat currencies and other major cryptocurrencies.

At the beginning of 2017, the price of XRP was $0.006. As of Apr. 12, 2023, its price reached $0.50, equal to a rise of 8,299%.

7. Cardano (ADA)

• Market cap: $13.9 billion

Somewhat later to the crypto scene, Cardano (ADA) is notable for its early embrace of proof-of-stake validation. This method expedites transaction time and decreases energy usage and environmental impact by removing the competitive, problem-solving aspect of transaction verification in platforms like Bitcoin. Cardano also works like Ethereum to enable smart contracts and decentralized applications, which ADA, its native coin, powers.

Cardano’s ADA token has had relatively modest growth compared to other major crypto coins. In 2017, ADA’s price was $0.02. As of Apr. 12, 2023, its price was at $0.40. This is an increase of 1,903%.

8. Dogecoin (DOGE)

• Market cap: $11.4 billion

Dogecoin was famously started as a joke in 2013 but rapidly evolved into a prominent cryptocurrency thanks to a dedicated community and creative memes. Unlike many other cryptos, there is no limit on the number of Dogecoins that can be created, which leaves the currency susceptible to devaluation as supply increases.

Dogecoin’s price in 2017 was $0.0002. By April 2023, its price was at $0.08, up 41,024%.10. Solana (SOL)

Market cap: $9.2 billion

Developed to help power decentralized finance (DeFi) uses, decentralized apps (DApps) and smart contracts, Solana runs on a unique hybrid proof-of-stake and proof-of-history mechanisms to process transactions quickly and securely. SOL, Solana’s native token, powers the platform.

When it launched in 2020, SOL’s price started at $0.77. By late April 2023, its price was around $23.55, a gain of 2,958%.

*Market caps and pricing sourced from coinmarketcap.com, current as of 3:15 p.m. UTC on Apr. 12, 2023.

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